Regulatory UpdatesMay 2012Quarter One Insolvency Statistics published - IVAs up year-on-year April 2012Member Bulletin - FOS Adjudication Fees - 2012/13 April 2012OFT Anti-money laundering public register search April 2012FSA Survey of Consumer Credit Licence Holders April 2012New national board will uncover scams and rogue traders April 2012Member Bulletin on change in Benefit Rates 2012-2013 April 2012Money Advice Service (MAS) levy rates from April 2012 April 2012Updated APDSI bulletin on OFT1378 - Misleading Names Guidance March 2012Consumers can't be expected to take responsibility for understanding complex financial services March 2012OFT Consumer Credit Group (CSG) - Newsletter 2012 March 2012DEMSA adds 3 new members to website March 2012FSA publishes guidance consultation to help firms provide redress to victims of PPI mis-selling March 2012BIS Committee publishes report on debt management March 2012Demand for debt advice in 2011 exceeded expectations in MAT Report March 2012OFT Quick Reference Guide on Mental Capacity March 2012OFT issues new debt management guidance March 2012DEMSA launch study of BIS Committee recommendations on debt management March 2012Trading Standards to have more clout to protect consumers March 2012APDSI becomes member of Money Advice Liaison Group (MALG) March 2012New DP guidance helps to identify data processers and data controllers February 2012Updated FLA Lending Code February 2012Delay in publishing Debt Management Guidance until March 2012? February 2012CML repossession figures for 2011 are lowest in 4 years February 201228,973 individual insolvencies in England and Wales in Q4 of 2011 February 2012MAS Winter Newsletter - Debt Advice February 2012Fall in CCJs against businesses in 2011 February 2012Updated FLA Lending Code February 2012IVA volumes down in 2011, but consumer accessibility increases significantly February 2012LSL BTL Index - Rent arrears remain high at £300.3m January 2012Zero-Credit becomes Affiliate Member of APDSI January 2012Release Money Group become APDSI founder member December 2011Significant progress made in spam texts investigation, says ICO December 2011ONS Jobless Figures - December December 2011Buy My Debt and The Trusted Partnership shut down November 2011Quarter 3 - Personal and Corporate Insolvencies November 2011UK personal debt at the end of September 2011 stood at £1,451 billion November 2011Insolvency Service Consultation on Bankruptcy Petition Reform November 2011OFT publishes guidance for credit brokers and intermediaries November 2011Alasdair Warwood - November Blog November 2011Free sector transcript available from BIS Committee on Debt Management November 2011MPs to hold second evidence session on Debt Management on 29/11/11 October 2011OFT Debt Management Guidance October 2011OFT issues consultation paper (OFT1378) on misleading or otherwise undesirable names on a CCL October 2011Bank of England - Quartery Update October 2011 October 2011Credit Action - October Debt Statistics October 2011CAB report on good practice that helps consumers in financial difficulty October 2011OFT acts against debt management businesses October 2011Updated OFT Debt Collection Guidance published - 19/10/11 October 2011DEMSA appoints ICAEW to monitor debt advice standards October 2011Alasdair Warwood Blog - 24/10/11 October 2011AMI and IMLA confirm a difficult mortgage lending market for brokers October 2011OFT issues Minded To Revoke notices against credit brokers October 2011Debt Recycle Limited surrenders licence after MTR September 2011APDSI Response to the update Debt Management Guidance - OFT1338con September 2011OFT published mental capacity guidance September 2011Latest FOS complaint data - 65% are PPI mis-selling complaints - but no room for complacency September 2011PPI COMPENSATION PAYOUTS HITS £215 MILLION September 2011CITIZENS ADVICE CALLS FOR TOUGHER SANCTIONS ON DMCs August 2011MoJ Annual Report on PPI reclaims and CMCs August 2011Personal Insolvencies down by over 12% on the same period in 2010 August 2011Citizens Advice super complaint against brokers and intermediaries June 2011Internet Marketing Guidance - Avoid mis-use of Google Adwords June 2011DEMSA strongly condemns the malpractice uncovered by BBC investigation into DMCs June 2011NEW INSOLVENCY RULES FROM 2013 May 2011OFT Credit Licensing website update May 2011OFT Debt Management Guidance Compliance Review Update April 2011Consumer Credit Licence Fee Changes from 11 April 2011 April 2011OFT Guidance on licensing of Debt Solution Intermediaries February 2011REGULATORY UPDATE - JANUARY 2011 November 2010MAT appoints new president November 2010Social Fund Reform: debt, credit and low-income households November 2010CML welcomes further reprieve on support for mortgage interest November 2010Benefit system to be overhauled November 2010Citizens Advice chooses DMP pilot partner |